Balance Sheet (bank-facing clarity)
Balance Sheet Composition
Total assets
$5,020,000
Total liabilities
$2,175,000
Equity
$2,845,000
Working capital
-$555,000
Current ratio
0.40x
Debt-to-asset
0.43
Integrity Checks
- Confirm inventory and receivables are current and documented.
- Verify all term loans are classified correctly (collateral + maturity).
- Confirm land/equipment valuations are consistent (don't over-polish).
Keep your balance sheet audit-ready year-round
Explore Farmer Metrics